Business Owners Policy (BOP)

Insurance for your business, made easy.

Since 2013, Preferred Insurance has been helping customers get the coverage they need for their businesses. We invite you to learn more about us, and make Preferred your agency of choice.

What’s Covered Under a Business Owners Policy (BOP)?

A BOP provides essential commercial coverages in one single policy. Commercial Property insurance, Commercial General Liability insurance, and other critical coverages, such as Business Interruption, Equipment Breakdown, Building Contents, and the Personal Property of others. Options for further coverage may include protection for improvements you have made to a space you lease, your outdoor signage, employee crime, money and securities, specialty equipment, and special liability risks you may face. It all depends on your business sector, the risks you face, and the coverage you choose.



A BOP does not cover Professional Liability, Auto insurance (liability coverage for non-autos may be available), Workers’ Compensation, or Health and Disability insurance. You’ll need separate insurance policies to cover professional services, vehicles, and your employees. Preferred can secure these insurance products for you, as well. Purchasing a BOP offers businesses a way to save money while getting broad coverage for common exposures such as fire, theft, lawsuits and loss of income.

Looking for help? Our agents can help you find what you’re looking for.

“I am so happy with PCIA as my insurance agent. I like the fact that even when things got tough for me you always took the time to answer my multiple questions and guide me to avoid pitfalls which in turn has saved me money.”

E. Gutierrez DFW Pro Office Cleaning

“Upon searching for that “competitive edge insurance agency”… I found the staff and management of PCIA to be very responsive and professional, with that extra touch of expedited service and impeccable documentation. They have handled our Commercial Auto and Cargo needs, while still providing the coverage at a fair price. If you’re in search of that “just right fit” for your fleet insurance, then look no further.”


“I just wanted to thank you for your incredible service over the past two years or so with regards to our business’ insurance coverage. You have been far and away the best and most diligent of any carrier we have had over our 36 years in business. Thank you all for your incredible time and attention to the needs of my business. WE look forward to another great year with you.”

L. Lothrop Lothrop’s Landscape, Inc.