Preferred Insurance offers business insurance policies that combine protection for major property and liability risks in one package. It’s called a Business Owners’ Policy (BOP) and is ideal for small and mid-sized Texas businesses. Buying a BOP is simple and convenient and because the products are bundled together so you can get more coverage at a discounted price.

What’s Covered Under a BOP?

A BOP provides essential commercial coverages in one single policy. Commercial Property insurance, Commercial General Liability insurance and other critical coverages, such as Business Interruption, Equipment Breakdown, Building Contents and the Personal Property of others, are available. Options for further coverage may include protection for improvements you have made to a space you lease, your outdoor signage or other items, employee crime, money and securities, specialty equipment and special liability risks you may face. It all depends on your business sector, the risks you face, and the coverage you choose.

A BOP does not cover Professional Liability, Auto insurance (liability coverage for non-autos may be available), Workers’ Compensation or Health and Disability insurance. You’ll need separate insurance policies to cover professional services, vehicles and your employees. Preferred can secure these insurance products for you, as well.

Purchasing a BOP offers businesses a way to save money while getting broad coverage for common exposures such as fire, theft, lawsuits and loss of income.

Make Preferred Your Insurance Choice

The hallmarks of our success are our integrity, ethics, reliability and the value we place on our clients. We invite to learn more about us, and make Preferred your agency of choice. Give us a call at 888-943-5144 or email us at