Residents throughout Texas look to Preferred Insurance for quality, affordable Auto or Motorcycle insurance. They want to be assured that when the rubber meets the road they have the backing of a strong policy. We work with several leading insurance carriers to find and place the coverage you need at competitive rates. Our independence doesn’t tie us to any one company, which benefits you – our client.

Under the Hood of Auto Insurance

At Preferred, we know that not all policies are created equal. And while you may be tempted to buy the lowest-priced Auto insurance policy in the market, this could end up costing you untold amounts of money in the long run. Let us help you find the right policy at the right price. We’ll provide you with a policy that includes:

Liability Coverage

While you need to meet Texas’ minimum liability insurance requirements, we will look to go beyond those levels to provide you the full protection you need if you cause an accident that results in serious injuries, death, or costly damage to a high-value vehicle or multiple automobiles. We also provide medical and other expenses for your passengers or other victims. Personal Injury Protection (PIP) coverage is also included and is the same as Medical Payments insurance but with expanded coverage.

Coverage for Your Vehicle

Your vehicle can also be covered for damage from both collision and non-collision events. Collision coverage is one of the options you have on a car insurance policy to pay for damage to your car regardless of fault, minus your deductible. Comprehensive is another option, and will cover damage from things like falling tree limbs or flying road debris. We also provide coverage for windshields as well as auto theft and damage from vandalism. Comprehensive coverage also comes with a deductible.

Uninsured/Underinsured Motorists

It’s possible that someone who doesn’t carry enough or any insurance will be at fault in an accident that harms you or your vehicle. In that case, Uninsured Motorists insurance/ Underinsured Motorists insurance would respond.

Special Considerations

Preferred also offers customizable policies that can be tailored to your needs. We can cover towing costs, rental car costs while your car or your victim’s car is in the shop. We can also provide coverage for technology equipment in your car. If you are driving in Mexico, we also offer special coverage to protect you while there.

What’s Covered by Motorcycle Insurance?

Preferred offers Motorcycle insurance that meets all state mandates, but we also go further for your protection, providing an array of excellent coverages that protect you against a wide variety of accident-related costs:

Liability Coverage

Motorcycle Liability insurance covers your responsibility for injuries to others and damage to their property. It can pay their medical bills, lost wages, and other expenses related to an accident you cause. It also covers injuries to passengers on your motorcycle when you are at fault with Medical Payments coverage.

Collision and Comprehensive Coverage

In addition to Motorcycle Liability insurance that covers your legal defense and monetary settlements and judgments for accidents you cause, we offer broad Motorcycle Property coverage. If your bike is damaged in an accident that is your fault, your property damage liability coverage will pay for the other party’s losses but not yours. For repairs to your motorcycle, you will need Collision insurance. This coverage can even cover customizations, depending on the policy you choose. In a case of theft, vandalism, damage from flying debris or a number of other non-collision events, you will need Comprehensive coverage.

Personalize Your Policy

With Preferred’s personalized attention, you can construct a Motorcycle insurance policy tailored to your needs. You can get accessory coverage to cover repairs or replacement of helmets, safety jackets, and customized equipment; insure to an agreed value; include emergency roadside assistance; and add sidecars and other drivers. You can also choose Uninsured/Underinsured Motorists insurance in case you are hit by someone with too little or no insurance. We will work with you to find the options best for your riding habits.

Make Preferred Your Insurance Choice

The hallmarks of our success are our integrity, ethics, reliability and the value we place on our clients. We invite to learn more about us, and make Preferred your agency of choice. Give us a call at 888-943-5144 or email us at