Facts About Personal Umbrella Insurance?
Certain individuals and households have a higher liability risk than others. You may have a swimming pool, trampoline, certain breeds of dog, or teen drivers who tend to have liability risks that exceed the ordinary. If you own a boat, host parties, or own guns, you should also consider a Personal Umbrella policy.
In addition, the high cost of medical treatment and automobiles are enough to make one stop and think about how much a bad accident could run. Would your Auto insurance cover the total loss of a $100,000 car and injuries to its occupants? How about a drowning or permanent disability from an accident in your swimming pool or on your boat? You can imagine how quickly your Liability coverage could get eaten up by legal bills and restitution.