What’s Covered Under Auto Insurance?
What’s Covered Under Auto Insurance? At Preferred, we know that not all policies are created equal. And while you may be tempted to buy the lowest-priced Auto insurance policy in the market, this could end up costing you untold amounts of money in the long run. Let us help you find the right policy at the right price. We’ll provide you with a policy that includes:
- • Liability Insurance: While you need to meet Texas’ minimum liability insurance requirements, we will look to go beyond those levels to provide you the full protection you need if you cause an accident that results in serious injuries, death, or costly damage to a high-value vehicle or multiple automobiles. We also provide medical and other expenses for your passengers or other victims.
- • Coverage for your vehicle: Your vehicle can also be covered for damage from both collision and non-collision events. Collision coverage is one of the options you have on a car insurance policy to pay for damage to your car regardless of fault, minus your deductible. Comprehensive is another option, and will cover damage from things like falling tree limbs or flying road debris.
- • Uninsured/Underinsured Motorists: It’s possible that someone who doesn’t carry enough or any insurance will be at fault in an accident that harms you or your vehicle. In that case, Uninsured Motorists insurance/ Underinsured Motorists insurance would respond.
- • Special Considerations: Preferred also offers customizable policies that can be tailored to your needs. We can cover towing costs, rental car costs while your car or your victim’s car is in the shop. We can also provide coverage for technology equipment in your car. If you are driving in Mexico, we also offer special coverage to protect you while there.