How to Buy Motorcycle Insurance


Few things are better than flying down a highway behind the handlebars of a motorcycle. To protect both you and your bike, you need a motorcycle insurance policy. Finding the right one for you, however, can seem challenging. It doesn’t have to be difficult. By working with an experienced agency, such as Preferred Insurance, you can likely find the perfect coverage for you. Consider the following tips when shopping for a policy.

Basic Coverage

When you buy motorcycle insurance, you must be certain your policy meets your state’s minimum coverage requirements. To know what your jurisdiction mandates, check with your state’s department of motor vehicles or ask your Preferred Insurance agent.

Expanded Protection

For a variety of reasons, you might want to add enhanced protection to your basic coverage. Usually, motorcyclists choose to purchase expanded collision coverage or comprehensive coverage. Additionally, you might consider opting for the following types of protection:

  • Uninsured motorist coverage
  • Personal injury protection
  • Medical payments insurance
  • Accessory coverage
  • Roadside assistance

When you work with a knowledgeable insurance agent, purchasing coverage for your bike doesn’t have to be challenging. That is, you simply don’t have to waste time searching far and wide for motorcycle insurance. The experienced agents at Preferred Insurance can likely help you find the right coverage.