CONTRACTORS INSURANCE

To protect your business from third-party lawsuits that could occur if someone (other than an employee) experienced bodily harm, injury, or property damage because of your construction business.

Unfortunately, mistakes happen each and every day for businesses. But if you’re a contractor that deals in repairing, creating, or installing things in homes or businesses and something goes wrong, it could very easily be the end of your business and your livelihood if you’re not properly covered. This coverage is designed to respond in the event of an error or omission in the work you perform that results in a claim by a client suing for financial damages.

Provides employees with medical expenses and lost wages if they get hurt on the job, while also protecting your business from lawsuits.

Contractors rely on their work vehicles to get the job done, but a Personal Auto policy won’t cover your auto if you are using it for your construction business. A Commercial Auto policy provides coverage for the vehicles you and your employee use for work, and covers any autos titled by your business.

 A form of Property insurance that protects your projects while under construction. This will provide coverage to replace and repair damage to the project itself, as well as materials and supplies that are on the project site. Protects your business equipment, your investment on a project, and provides a safety net for the worst-case scenarios that threaten both.

Extend the liability limits in your underlying policies (Commercial General Liability, Commercial Auto) so that you don’t end up incurring out-of-pocket expenses in the event of a catastrophic loss.