Since 2013, Preferred Insurance has been helping customers get the coverage they need for their businesses. We invite you to learn more about us, and make Preferred your agency of choice.
Convenience store insurance includes policies designed to cover gas stations and other small businesses. Although you may have a business owner’s policy, convenience store insurance can provide additional coverage to make sure you’re protected from the risks posed by customers and employees. Convenience store insurance extends the coverage you may have under your business owner’s policy and keeps you covered in the event that employees or customers cause damage to your business, themselves, or one another.
Convenience store insurance covers small food retail businesses, including the following.
Owning and operating a convenience store comes with risks. You know that accidents happen and unexpected incidents can cause a whole lot of headache and more than a fair share of inconvenience. With convenience store insurance, you get the support you need to manage claims and protection against liability from the actions of others while in your store.
Statistics show that convenience stores and gas stations are fourth in line for violent crime and more than half of shoplifters regularly steal from these businesses. Add employee theft, customer fights, workplace accidents, and potential damage to property and you find yourself with a significant amount of risk. Gas station insurance can help to eliminate the legal and financial risk associated with these situations and keep your business up and running.
Convenience store insurance covers you where your business owner’s policy doesn’t. Policies cover incidents such as
Looking for help? Our agents can help you find what you’re looking for.
Multiple factors influence the cost of gas station insurance.
Location: Your location impacts the price of a convenience store policy due to higher costs of living or any risk associated with the area.
Size: The size of your building is another factor because larger stores will require greater coverage to protect all assets.
Number of employees: Policy prices take the number of employees you have into account also to ensure all your workers are covered.
Age and condition of your building: Older buildings may come with high risk and could impact the cost of your convenience store insurance policy.
“I am so happy with PCIA as my insurance agent. I like the fact that even when things got tough for me you always took the time to answer my multiple questions and guide me to avoid pitfalls which in turn has saved me money.”E. Gutierrez
“Upon searching for that “competitive edge insurance agency”… I found the staff and management of PCIA to be very responsive and professional, with that extra touch of expedited service and impeccable documentation. They have handled our Commercial Auto and Cargo needs, while still providing the coverage at a fair price. If you’re in search of that “just right fit” for your fleet insurance, then look no further.”JR
“I just wanted to thank you for your incredible service over the past two years or so with regards to our business’ insurance coverage. You have been far and away the best and most diligent of any carrier we have had over our 36 years in business. Thank you all for your incredible time and attention to the needs of my business. WE look forward to another great year with you.”L. Lothrop
Don’t go without a policy—we’ll get you covered quickly and easily.
Enhanced Employee and Consumer Trust
Employees and customers have greater trust in your establishment and rest easy knowing the unexpected is covered.
Preferred will find multiple options and customize your policy to the unique needs of your business.
Coverage At All Times
Regardless of where and what happens, Preferred is there to help you every step of the way.
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