Does Your Small Business Need Multiple Insurance Policies?
We hear it all the time…“what is the policy to cover my business?” That isn’t always an easy question to answer. All businesses are unique—from their location and owners, to their offerings and clientele. Your needs may also change over time depending on the risks you face. At the end of the day, you need […]
How to Prepare for Business Continuity after an Incident
Broken windows, stolen equipment, loss to fire—whatever the situation, dealing with incidents certainly does not fall under the fun things to do category of business ownership. Add a potential global pandemic (been there, done that), natural disaster, or stock market crash, and you’ve got a recipe for disaster. Unfortunately, incidents are sometimes that real-life part […]
How to Cut Costs in Your Small Business
As a small business owner, you know that there are lean times and there are plentiful times. Inflation certainly reared its ugly head in the last couple of years and many businesses were forced to think long and hard about where to put their money. During those lean times, business owners had to cut down […]
7 Tips for Reducing Risk at Your Small Business
Small business owners have their work cut out for them. Running your business probably means you have to fill the shoes of many different roles, from handyman and cashier, to accountant and marketing team. Or maybe, you have some support and you’re able to delegate these responsibilities so you can work to grow your business. […]
Your Small Business Tax Filing Checklist
Tax season is quickly approaching. For many business owners, this time of year comes with an annual headache and perhaps a sense of dread. Preparation can go a long way towards eliminating the pain that comes with the recurring chore of filing taxes. Here are a few things you need to know to win at […]
Important Things Needed for a New Business?
You’ve finally decided to open your own business. That’s a big step! Once you’ve figured out the essentials (location, employees, equipment, etc.) there are also some other things you may need, insurance wise, before you’re ready to open up shop. These are just a few of the things you may need when opening your own […]
Do You Need Commercial Auto Insurance?
There are two basic considerations to decide if you need a Commercial Auto Policy (CA) vs a Personal Auto Policy (PA): How is the Vehicle to be Used? As an example, you own a van; the question is, do you drive that van for business purposes? A van used to haul merchandise for a […]
What Does A Business Owners Policy Cover?
A Business Owners’ Policy is one of the most basic forms of business insurance and comes standard in most business policies. If you’re a business owner, you probably have this coverage. But what exactly does it cover? Each policy from various insurance carriers will differ in terms and conditions, exclusions and limitations. Below is a […]
What are the Benefits of Workers’ Compensation?
Imagine showing up for work one day; you perform your daily duties with nothing seeming out of the ordinary, at least until a coworker reaches for something on a nearby shelf causing many other items to fall onto your feet resulting in a few bone fractures. Assuming you didn’t wake up that morning expecting something […]
Commercial Auto Myths: Debunked
Business owners of all types utilize vehicles for commercial services. Whether you own a delivery company, commute regularly between clients, have one commercial vehicle or a fleet, you need the right Commercial Auto Insurance policy. However, there are many misconceptions surrounding commercial auto coverage, and many believe it’s a one-size-fits-all policy. This couldn’t be further […]